Did you know that the total U.S. credit card debt is nearly $800,000,000,000. Yes, that is 800 billion!! That means that the average credit card debt per U.S. household is close to $16,000. Average household debt (credit cards and loans) is $54,000. More than 50% of Americans carried an unpaid balance on their credit cards from 2011 to 2012. I imagine this number is only growing.
In 2010 the total amount of consumer debt in the US was nearly [...]
I’ve struggled for a few weeks with whether to write this. I’m not sure whether this about Christianity, my personal faith, charity, or Al Pacino. I still don’t know, but I’ve started writing, so here we go. The Thursday before Valentine’s Day, sometime during the mid-morning I decided that I was going to buy my wife something. This was kind of unusual because, although I’ve got a great marriage, we don’t usually [...]
No, no, no … I’m not talking about some cracker in cyberspace stealing my credit card information and selling it to a drug czar in Russia. I’m referring to the original meaning of identity … You know, me, id, I, this person you see before you (hypothetically speaking).
Wow do I digress!!
Anyway … I have been doing some [...]